I HAVE 800 EUROS FOR THE APP
It will be an application for phones with operating systems iOS, Android.
-By downloading this application, users are required to connect a credit card(visa/MasterCard) and account information to their mobile number. Money transfers are performed by entering a mobile phone number which is registered in the system. The funds are then transferred to this account, while the amount is deducted from the sender's credit card.If they dont have an account,they'll need to verify their phone number through sms verification
-Also you can receive money from a phone number even thougt you didn't link your card,you can also send the money that you receive even thought you didnt link your card.
What is mandatory is that ,if you have no money in the beginning,to get money into your account,you need to link your card(Like paypal)
For some countries in Africa,
The application is protected by a user-selected four-digit personal identification number.
If a payment is made to a phone number not connected to the app, the receiver will get a sms instructing them to download the application. If they don't the payment will be cancelled
The app will be free the first month and we'll charge a fee later
The app will be in french and english version