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The Calculation Engine is a program which produces a quotation for a given insurance risk. The output of the engine is a single floating point value, and the input is an XML file.

The XML input file details the method of calculation for the final insurance premium, and each single file is known as a scheme. Schemes are implemented based on documentation from the insurance company.

An optional SQL Server Express 2005 database may also be used in conjunction with the XML file. This is useful when large datasets are required as part of the calculation process. NB: The SQL database must have the same name as the scheme filename.

A scheme can take anything from an hour to 2-3 days to complete depending on the insurance company documentation\ scheme complexity.